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<title><![CDATA[ Helen He, MBA, Intero TOP Real Estate Agent in Bayarea ]]></title>
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<description><![CDATA[ listing, buyer agent, refinance, real estate,  coaching, consulting, leasing , rental ]]></description>
<lastBuildDate>Mon, 18 May 2026 07:45:25 EDT</lastBuildDate>
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<title><![CDATA[ 老不起! 在美国, 一对夫妇晚年需准备28万美元医药费 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/28</link>
<description><![CDATA[  Fidelity Investments富达投资近日发布报告称，一对普通的美国65岁退休夫妻，得准备28万美元来用于晚年所有的医疗保健。富达投资每年都会进行估计，65岁人士如果今年退休，整个晚年需要多少医疗费用。今年的28万美元比去年高出2%，比2002年开始评估以来高出了75%。根据估计，65岁女性晚年的医 ]]></description>
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<pubDate>Sat, 23 Jun 2018 07:00:00 EDT</pubDate>
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<title><![CDATA[ Diversification: The oldest trick in the investment book  - a timeless concept ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/diversification-the-oldest-trick-in-the-investment-book-a-timeless-concept</link>
<description><![CDATA[  Diversification is the only free lunch in financeDiversification reduces overall risk Insurance is the final transfer of risk. ]]></description>
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<pubDate>Sat, 23 Jun 2018 07:00:00 EDT</pubDate>
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<title><![CDATA[ Warren Buffett&#039;s Three of His Secrets to Success ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/warren-buffett-s-three-of-his-secrets-to-success</link>
<description><![CDATA[  –Risk isn&#039;t always advantageous§Put 10 % of the cash in short-term government bonds and 90 % in a very low-cost S&amp;P 500 index fund–Think long-term &amp; reinve ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Sun, 26 Nov 2017 08:00:00 EST</pubDate>
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<title><![CDATA[ 李嘉诚：我的钱都可以买下保险公司了，为啥还要买上亿元保险？ ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u674e-u5609-u8bda-uff1a-u6211-u7684-u94b1-u90fd-u53ef-u4ee5-u4e70-u4e0b-u4fdd-u9669-u516c-u53f8-u4e86-uff0c-u4e3a-u5565-u8fd8-u8981-u4e70-u4e0a-u4ebf-u5143-u4fdd-u9669-uff1f-content-figure-class-wsb-media-images-align-center-style-width-100-img-clas</link>
<description><![CDATA[  台塑集团创办人王永庆去世后，在台湾留下遗产价值逾600亿元新台币。台湾税务部门核定其继承人须缴遗产税119亿元，创下台湾最高遗产税纪录留下了46亿美元遗产的台湾首富蔡万霖，身后只交了6亿新台币的遗产税，较媒体预估的23亿美元大为缩水。节税的首要功臣就是他的保单。光保险他就买了62亿，由于保险免税，蔡万霖的财产得以 ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Sat, 15 Jul 2017 07:00:00 EDT</pubDate>
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<title><![CDATA[ 警示故事:惠特妮·休斯顿 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u8b66-u793a-u6545-u4e8b-u60e0-u7279-u59ae-u00b7-u4f11-u65af-u987f-content-figure-class-wsb-media-images-align-center-style-width-100-img-class-wsb-media-lazy-load-image-alt-data-srcset-https-static-secure-website-wscfus-10486800-8124789-wh-w638-o-jp</link>
<description><![CDATA[ 流行音乐女王, 艾美奖; 演员、电影制作人、模特 8/9/63 -  2/11/12超过一亿八千万张专辑的销售纪录worldwide &amp; 11支全美冠军单曲§2015年7月26日，惠特尼·休斯顿的女儿芭比·克里斯蒂娜·布朗(Bobbi Kristina Brown)去世，年仅22岁Financial Si ]]></description>
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<pubDate>Tue, 04 Jul 2017 07:00:00 EDT</pubDate>
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<title><![CDATA[ 人寿保险如何保护财富 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u4eba-u5bff-u4fdd-u9669-u5982-u4f55-u4fdd-u62a4-u8d22-u5bcc-content-figure-class-wsb-media-images-align-center-style-width-100-img-class-wsb-media-lazy-load-image-alt-data-srcset-https-static-secure-website-wspfus-0-18519-glass-building-during-dayti</link>
<description><![CDATA[  人寿保险为您的财务资源提供杠杆作用人口Top的1％拥有美国三分之一（33％）的财富。他们的平均净资产为590万美元。下降到人口最多的5％，他们控制着美国超过一半（58％）的财富，平均净资产为130万美元。购买1％的人寿保险可将财富的边际数量保留在当前的统一遗产和赠与税豁免数额之上，截至2016年，这一数额为54 ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Sun, 18 Jun 2017 07:00:00 EDT</pubDate>
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<title><![CDATA[ 给你的孩子买保险的好处 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u7ed9-u4f60-u7684-u5b69-u5b50-u4e70-u4fdd-u9669-u7684-u597d-u5904-content-figure-class-wsb-media-images-align-center-style-width-100-img-class-wsb-media-lazy-load-image-alt-data-srcset-https-static-secure-website-wspfus-0-3386-girl-holding-white-rab</link>
<description><![CDATA[  1.把财富传给下一代的最佳方式 ; 小孩年龄最低的保险费便宜2.人寿保险提供的不仅仅是在死亡发生时支付的经济利益。它可以用作一种延期储蓄账户。许多定期人寿保险单可以在以后或在孩子生活中的某个特定时间点提取资金。刚开始现现金值很少，但日积月累，几十年后现金值可以复利累积到很可观的程度孩子们可以将这笔钱用作他/她买 ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Tue, 12 Apr 2016 07:00:00 EDT</pubDate>
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<title><![CDATA[ The Game of 1% Wealth -用于保护财富的方法 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/the-game-of-1-wealth</link>
<description><![CDATA[  最富有的1％使用哪些技巧使他们能够继续家族的大部分财富？答案可能会让你大吃一惊:是人寿保险。像肯尼迪，沃尔顿家族（沃尔玛），科赫兄弟（火星公司，科赫工业公司）和洛克菲勒（BP工业公司，前身为阿莫科公司）等家族继续积累财富，将他们的财富从一代传递到另一代代由于资产一代代传递，1％已经掌握了有效管理财富和避免损失 ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Sat, 24 Oct 2015 07:00:00 EDT</pubDate>
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<title><![CDATA[ 现金价值- 建立财富和幸福帝国 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u73b0-u91d1-u4ef7-u503c-u5efa-u7acb-u8d22-u5bcc-u548c-u5e78-u798f-u5e1d-u56fd-content-figure-class-wsb-media-images-align-center-style-width-100-img-class-wsb-media-lazy-load-image-alt-data-srcset-https-static-secure-website-wspyus-0-11588-disney-fl</link>
<description><![CDATA[ 嘿, 你知道它没有保险现金价值可能没有灰姑娘的城堡？借用你的保险现金价值是一个伟大的方式来建立财富和幸福帝国。你相信地球上最快乐的地方, 米奇, 米妮, 唐纳德和高飞的家, 是因为人寿保险吗？–动画师沃尔特迪斯尼, 其1928汽船威利动画短片启动了世界各地的米老鼠的职业生涯, 需要一个银行贷款, 以资助他的梦想, ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Tue, 14 Jul 2015 07:00:00 EDT</pubDate>
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<item>
<title><![CDATA[ 长期护理成本-医疗保健开支显著影响退休资产 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u957f-u671f-u62a4-u7406-u6210-u672c-u533b-u7597-u4fdd-u5065-u5f00-u652f-u663e-u8457-u5f71-u54cd-u9000-u4f11-u8d44-u4ea7-content-figure-class-wsb-media-images-align-center-style-width-100-img-class-wsb-media-lazy-load-image-alt-data-srcset-https-stat</link>
<description><![CDATA[  根据Genworth Financial针对2016年的年度护理成本调查，家庭和社区护理服务（HCBS）的每月中位成本介于1473美元至3861美元之间。这些服务包括：•成人日间护理服务 - 1,473美元（年中值费用17,676美元）•家庭主妇服务 - $ 3,813（年费用中位数$ 45,756）•家庭健康助 ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Tue, 16 Dec 2014 08:00:00 EST</pubDate>
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<item>
<title><![CDATA[ 税收筹划对退休收入的重要性 ]]></title>
<link>https://helenhe.yourwebsitespace.com/blog/post/title-u7a0e-u6536-u7b79-u5212-u5bf9-u9000-u4f11-u6536-u5165-u7684-u91cd-u8981-u6027-content-figure-class-wsb-media-images-align-center-style-width-100-img-class-wsb-media-lazy-load-image-alt-data-srcset-https-static-secure-website-wspfus-0-7316-man-hands-</link>
<description><![CDATA[ 神话：当你变老（年龄在65岁以上）并开始提取退休收入时，你的税收将会降低。现实情况是：退休后的税率取决于您从各种渠道获得的收入。这包括从雇主界定福利或定额供款退休计划，社会保障福利以及任何专门用于资助退休的储蓄和其他资产中支付的任何款项。如果持有不同类型账户的资产增长到一定规模，导致您的收入以及税收负担增加。基于 ]]></description>
<dc:creator><![CDATA[ admin@yourwebsitespace.com ]]></dc:creator>
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<pubDate>Sat, 18 Oct 2014 07:00:00 EDT</pubDate>
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